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Joined 1 year ago
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Cake day: July 13th, 2023

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  • There’s no justification from a pure convenience standpoint, but I could respect the pettiness if the electric company ran their shit like one local government office in my hometown, where there was this small annual fee they charged like $9 for…but then to pay it, you could either mail in a check, hand deliver cash or check or card…or pay online…where they added a $5 “convenience fee” to a sub-$10 payment.

    You bet your ass that I paid that shit in person every year, in loose change, and requested a receipt (which they had to write up manually because they didn’t have a system to process and print one).


  • Which is why there should be legal mechanisms to place legal responsibility for decisions like this personally on those in leadership positions when they’re being made, even if those people no longer hold those positions.

    You bet your ass the chucklefucks who came up with this little stunt would’ve thought twice about it if they knew that there was a decent chance they’d go to prison for it.

    Also gotta make this shit sting the shareholders too: make the company pay the victims not only the estimated value of their data but also a portion of all profits made while a policy like this is in effect. Since there’s no easy way to tell how much money was made off their data, unless the company has the numbers, let’s say half.

    Suddenly the quarterly report’s got a nice repayment shaped dent in its side and all the sudden the shareholders care about following the law and respecting the rights of customers.




  • It occurred to us that CrowdStrike is an absolutely terrible name. It sounds like a terrorist attack. Of course, it felt like one on Friday.

    When I first heard about what was going on, I assumed that “CrowdStrike” was not the name of the software/company, but rather some sort of advanced DDOS-like attack where they used systems they’d previously hacked and had them all do the same thing at once to another target.






  • hydrospanner@lemmy.worldtoMemes@lemmy.mlthe debt
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    5 months ago

    Ignoring, for a moment, the inherent and fundamental differences between an individual and a state…

    …in my late 20s and early 30s I bought a new car.

    At the time, that car cost more than I had in my accounts plus my other possessions at the time. In fairness, my annual income was more than the total cost of the car, buuuut I also was carrying tens of thousands of dollars of student loan debt as well, meaning my overall total debt was significantly higher than my annual income, or my “personal GDP” if you will.

    Yet when I applied for my car loan, it came through with easy approval and I even qualified for the best possible interest rate.

    Why? Because I’ve always paid on my debts adequately and promptly.

    Nobody bats an eye when a couple buys a house that costs more than what they can cover with their combined income in one year. Why? Because that’s an arbitrary and unrealistic yard stick of comparison and nobody expects them to pay off a house in a year. They’re able to buy their house and live in it immediately, and pay for it incrementally, over time, as they earn over the coming years because of debt. And the bank is willing to lend the money because they’ll make money in the long run through interest.

    Similarly, it’s unreasonable to imply that the US shouldn’t carry more debt than it’s GDP because the two metrics aren’t directly linked in any way. And since the US has excellent credit worthiness, that debt is far safer than the bank’s loan to the homebuyers. And the US gains access to borrowed funds by setting it’s own interest rates through the Fed, which tells lenders exactly how much they’ll make in interest if they let the US government borrow some of their money.

    And since the US is a safer bet than homebuyers, that’s why home interest rates are higher than the rate at the Fed: if they were equal, banks would never lend to homebuyers since they could get the same return by lending to the government. So instead, they set their own, higher rates for homebuyers, to account for the higher risk of lending to a party who has a much higher likelihood of default.




  • The Autodesk forums are 40% this, 20% “just learn to program, spend a few years getting good at it, then write yourself a custom script to do what you are struggling with”, 20% “you are wrong for wanting that in the first place” or “you are wrong for having this issue”, 15% “this has been brought up once at some point in the past two decades, try searching”, 4% “OMG yes I have this issue too!”…

    …and 1% split between actual helpful answers, and confirmation that it’s a known issue.