Thanks for expounding upon that. It’s shit like this that gets spread around and older gens pat themselves on the back while shaking their head at the younger gen for not knowing something, despite it being taken out of context or even straight up false.
Honestly, that’s a sign to me that your bank doesn’t take cybersecurity seriously and would possibly consider switching. Mine has amazing security as well as fraud detection. Sometimes it’ll even send me a text to verify a purchase if their software thinks it’s weird I got across town too quickly, though that’s pretty rare so it isn’t overly aggressive/inconvenient.